1099 Federal & State Tax Calculator

Accurately estimate your tax liability as a freelancer or independent contractor using real federal brackets and state income tax rates.

Estimates based on 2026 federal brackets (Single filer) and simplified state tax rates. Results are for estimation purposes only.

Tax Estimate Summary

Net Profit:
Self-Employment Tax (15.3%):
Deductible SE Tax (50%):
Federal Income Tax:
State Income Tax:
Total Estimated Tax:

Frequently Asked Questions

Self-employment tax covers Social Security and Medicare contributions for freelancers and independent contractors. It is currently 15.3% of net earnings.

Most 1099 earners must make quarterly estimated payments if they expect to owe $1,000 or more in taxes.

Common deductions include mileage, home office costs, internet, equipment, and professional services.

No. States like Texas, Florida, Nevada, and Washington do not charge personal income tax.

This calculator uses federal brackets and simplified state rates to provide realistic estimates but does not replace professional tax advice.